Category Archives for Blog
Affordable Life Insurance with AFIB (Atrial Fibrillation) Guide
Life Insurance With Atrial FibrillationBy James Tobin Underwriting TakeawaysRate Impact: Significant Pricing Based on Severity, Frequency of Incidents, Follow Up &
Read moreAffordable Life Insurance Rates with Sleep Apnea Guide
Life Insurance With Sleep ApneaBy James Tobin Underwriting TakeawaysRate Impact Minor to Significant Pricing Based on Severity, Sleep StucyCPAP Compliance & MetricsTable
Read moreHow To Choose Term Insurance
Choosing a Term Life Insurance QuoteBy James Tobin Article TakeawaysDecide on Terms before Shopping for Quotes The Best Carrier Will Be Different for
Read moreLife Insurance Table Ratings…What You Must Know
Life Insurance Table Ratings "Takeaways"Table ratings are based on the severity of the health conditionEach Table Represents 25% increase in
Read more2019-20 Life Insurance Buyer’s Guide
2019-20 Life Insurance Buyer’s Guide By James Tobin , CFP This Buyers guide covers everything you need to know about obtaining life insurance at an affordable rate. From health conditions
Read moreThe Preferred Best Project Recipe Page
If you are following the progress of the Preferred Beet Project and are interested in the food choices I am using, you have come to the right place. In addition to linking to a daily food log, this
Read moreThe Ins and Outs of Private Lab Work – The Preferred Best Project
If you are considering , or just curious about getting private lab work done, you have landed in a good place. This article will detail how the Preferred Best Project will be using private lab work to
Read moreThe Preferred Best Project – The Starting Point
You have arrived at the starting point for the Preferred Best Project. If you have watched the animated video trailer (i'm told I look a little like George Jetson!), or read the accompanying post,
Read morePreferred Best Project Lab Results – Understanding The Secret Sauce Underwriting
Do you know the recipe of secret sauce underwriting? If not, don't be alarmed. After all, it's different everywhere.Let me explain....If you have ever watched a crime drama on television, you have heard
Read moreThe “Preferred Best” Project – Guide to Better Health (and Life Insurance Rates)
So, why are you here?If that seems an odd question from a blog that desires visitors, well, it is. However, interest in the Preferred Best Project comes in many forms and it helps to know yours.While
Read morePreferred Best Project Life Insurance Lab Results
If you'd like a better understanding of the life insurance lab results that are documented in the "Preferred Best" project, you have come to the right place. Below we will discuss what are considered
Read moreGeico life Insurance Review …What You Need to Know.
If you have been shopping for home and auto insurance with GEICO and you were offered GEICO term life insurance and and wanted to do some research first, you have landed in a good spot. This GEICO life
Read moreCredit Union Life Insurance Review …What You Need to Know
If you have been considering buying life insurance from your local Credit Union branch and wanted to do some research first, you have landed in a good spot. This credit union life insurance review
Read moreBank of America Life Insurance Review
Bank of America Life Insurance ReviewBy Jim Tobin, CFP Bank of America does Not Offer Proprietary Life Insurance ProductsLimited Life Insurance Options Brokered Through Bank of America "Personal
Read moreCitibank Life Insurance Review with Alternatives to Bank Employee Advisors
Citibank Life Insurance ReviewBy Jim Tobin, CFP citiLife Insurance Help Desk RatingCiiti Bank does Not Offer Proprietary Life Insurance ProductsLimited Life Insurance Options Brokered Through
Read moreBest 1 Million Dollar Term Life Insurance Policy
If you are, researching, or in the market for a 1 million dollar term life insurance policy, you are in the right place. This article will discuss pricing and financial ratings at major insurers, underwriting
Read moreLife Insurance for a Pot Smoker…Everything You Need To Know
Life Insurance Approvals For Pot SmokersBy James Tobin Underwriting TakeawaysRate Impact Minor to Moderate Pricing Based on Amount of Use And Overall HealthPreferred Non
Read moreIs Universal Life Insurance A Scam? Everything You Need To Know
Is Universal Life Insurance A Scam? Everything You Need To KnowBy James Tobin Critical TakeawaysUniversal Life is designed as a permanent policy Cash value is built by investing over-payments
Read moreNo Agent for Life Insurance Policy- It’s Referred to as an “Orphan”
What is a No Agent Life Insurance Policy?Having spent considerable time in my early career courting no agent life insurance policy owners,or so called policy "orphans", I can attest that there are
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