Category Archives for Blog
Affordable Life Insurance with AFIB (Atrial Fibrillation) Guide
Life Insurance With AFibImpact on Underwriting Class:Significant Standard rates possibleTable ratings likelyRate impact based on severity, frequency, follow up and levelof medication
Read moreAffordable Life Insurance Rates with Sleep Apnea Guide
Life Insurance With Sleep Apnea Impact on Underwriting Class:Significant Preferred Rates PossibleRate impact based on severity detected by sleep study, CPAPcompliance, follow up
Read moreHow To Choose Term Insurance
If you are in the market currently or are simply researching how to get the best term insurance plan for your family, you have landed in a good spot. This article will provide an overview of the issues you
Read moreLife Insurance Table Ratings…What You Must Know
Life Insurance Table Ratings "Takeaways"Table ratings are based on the severity of the health conditionEach Table Represents 25% increase in
Read more2018 Life Insurance Buyer’s Guide
by James P. Tobin, CFP Note: This life insurance buyers guide is made available by the Life Insurance Help Desk , an independent alternative to the 1-800 call centers and “captive”
Read moreThe Preferred Best Project Recipe Page
If you are following the progress of the Preferred Beet Project and are interested in the food choices I am using, you have come to the right place. In addition to linking to a daily food log, this
Read moreThe Ins and Outs of Private Lab Work – The Preferred Best Project
If you are considering , or just curious about getting private lab work done, you have landed in a good place. This article will detail how the Preferred Best Project will be using private lab work to
Read moreThe Preferred Best Project – The Starting Point
You have arrived at the starting point for the Preferred Best Project. If you have watched the animated video trailer (i'm told I look a little like George Jetson!), or read the accompanying post,
Read morePreferred Best Project Lab Results – Understanding The Secret Sauce Underwriting
Do you know the recipe of secret sauce underwriting? If not, don't be alarmed. After all, it's different everywhere.Let me explain....If you have ever watched a crime drama on television, you have heard
Read moreThe “Preferred Best” Project – Guide to Better Health (and Life Insurance Rates)
So, why are you here?If that seems an odd question from a blog that desires visitors, well, it is. However, interest in the Preferred Best Project comes in many forms and it helps to know yours.While
Read morePreferred Best Project Life Insurance Lab Results
If you'd like a better understanding of the life insurance lab results that are documented in the "Preferred Best" project, you have come to the right place. Below we will discuss what are considered
Read moreGeico life Insurance Review …What You Need to Know.
If you have been shopping for home and auto insurance with GEICO and you were offered GEICO term life insurance and and wanted to do some research first, you have landed in a good spot. This GEICO life
Read moreCredit Union Life Insurance Review …What You Need to Know
If you have been considering buying life insurance from your local Credit Union branch and wanted to do some research first, you have landed in a good spot. This credit union life insurance review
Read moreBank of America Life Insurance Review
Bank of America Life Insurance ReviewBy Jim Tobin, CFP BANKofAMERICALife Insurabce Help Desk RatingBank of America does Not Offer Proprietary Life Insurance Productslimited Life Insurance Options Brokered
Read moreCitibank Life Insurance Review with Alternatives to Bank Employee Advisors
Citibank Life Insurance ReviewBy Jim Tobin, CFP citiLife Insurabce Help Desk RatingCiiti Bank does Not Offer Proprietary Life Insurance ProductsLimited Life Insurance Options Brokered Through Citi
Read moreBest 1 Million Dollar Term Life Insurance Policy
If you are, researching, or in the market for a 1 million dollar term life insurance policy, you are in the right place. This article will discuss pricing and financial ratings at major insurers, underwriting
Read moreLife Insurance for a Pot Smoker…Everything You Need To Know
Whether or not you use marijuana for medicinal or recreational purposes, there is a strong chance you work or socialize with someone who does.The combination of a changing political landscape
Read moreIs Universal Life Insurance A Scam? Everything You Need To Know
UNIVERSAL LIFE INSURANCE SCAM "Article Takeaways"Universal Life is designed as apermanent policyCash value is built by investingoverpayments
Read moreNo Agent for Life Insurance Policy- It’s Referred to as an “Orphan”
What is a No Agent Life Insurance Policy?Having spent considerable time in my early career courting no agent life insurance policy owners,or so called policy "orphans", I can attest that there are
Read more