The Serenity of Knowing...

Compare Accurate
Life Insurance Rates
In Just Seconds

If You Have Significant Health Issues Choose Custom Quote

If you Have Health Issues choose Custom Quote

The Serenity of Knowing...

Compare Accurate
Life Insurance Rates
In Just Seconds

If You Have Significant Health Issues Choose Custom Quote

If you Have Health Issues choose Custom Quote

life insurance help Desk

Nicole,                                                 Here are The Life Insurance           Quotes You Requested                     Apply in Minutes

compare accurate life insurance rates
life insurance help Desk

* These quotes are based on applicant taking a medical exam.

* *** Compare accurate life insurance rates in just seconds!****

 RATES FROM TOP CARRIERS YOU KNOW & TRUST

assurity
compare accurate life insurance rates
compare accurate life insurance rates
compare accurate life insurance rates
Mutual of Omaha 2017
lincoln financial

Nobody likes to pay more than they have to, that's why it's important that you get the guidance of an expert with 50+  "A" rated carriers to choose from.

In addition to the benefits of competition, an independent broker like the Life Insurance Help Desk, has the  ability to  to send your policy to the carrier most likely to view your situation in the best light. Best yet, you can compare accurate life insurance rates in just seconds! 

If your health is less than perfect, the carrier you choose will have as much influence on your final offer as the listed rates. The life insurance companies all have different appetites for specific health risks. Therefore it's important to choose the  company that is right for you. We will be happy to assist you in finding the best offer!

north american
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banner William Peen
sbli express
compare accurate life insurance rates
compare accurate life insurance rates

Nobody likes to pay more than they have to, that's why it's important that you get the guidance of an expert with 50+  "A" rated carriers to choose from. In addition to the benefits of competition, an independent broker like the Life Insurance Help Desk, has the  ability to  to send your policy to the carrier most likely to view your situation in the best light. 

If your health is less than perfect, the carrier you choose will have as much influence on your final offer as the listed rates. The life insurance companies all have different appetites for specific health risks. Therefore it's important to choose the  company that is right for you. We will be happy to assist you in finding the best offer!

  Life Insurance Should Be Easy. Now It Is...Experience The Life Insurance Help Desk Difference 

Shop and compare accurate life insurance rates in just seconds!

Industry Expertise with Total Transparency

With a lead agent who is a Certified Financial Planner experienced in difficult underwriting scenario's, The Life Insurance Help Desk is not your everyday Agency.

Beyond doing a good job for the client, the Life Insurance Help Desk practices a philosophy of radical transparency. We will show you all the rates and if our recommendation is not the lowest price we will explain our rationale. We will even disclose and  explain to you how compensation works if you desire. 

Service that is referable

Because we rely on referrals for our business, we understand that the best way to get referrals is to be referable. That is,  we strive to do so good a job at handling everything in the process that referring the Life Insurance Help Desk will be "top of mind" whenever the subject of life insurance comes up.

While there are some issues, like the timeliness of doctor's sending medical rerecords to carriers, that we cant control, we do our best to make sure the process is as smooth and painless as possible.

See How The Process Works From Start to Finish

Finish Here   

Policy Delivery

Start Here   

Choose Terms

   Get Pricing      

     Choose Quote   

Receive Offer 

 Underwriting

  Take  Exam  *

*No Exam Options Available

 Submit  Application

Life Insurance Pricing: Know The Law

Contrary to the what advertising may lead you to believe, going "direct to the carrier" will not lower the cost of your life insurance.

Life insurance rates are approved by the Department of Insurance at the state level.

Eliminating the agent from the buying process increases profits for the carrier, but does not provide the consumer any savings.​

Get the Life Insurance Buying Guide and compare accurate life insurance rates to get the best deal available.

What People Are Saying about the Life Insurance Help Desk

James treated me like a real person and not just a number to process. In my experience, this is in stark contrast to other agencies dealing with insurance.  

He followed up immediately from day 1 of my first inquiry. He was fully knowledgeable about how to navigate the waters of qualifying for life insurance.

His customer service was the best I have EVER experienced. But most importantly he treated my application with respect and compassion. 

I would recommend his services to anyone regardless of their background or health history. James you are the best! 

Katherine Clark

Escanaba, MI​​​​

Jim Tobin and the Life Insurance Help Desk saved me almost $100 a month by switching my 20 year term life insurance policy from one of the mutual companies that advertises on television all the time. The previous carrier had rated my health lower than the nationally known company that Jim submitted my application to, and to my pleasant surprise, he was right.  I couldn't be  happier with the service received or the final result.

Gerald Gallagher

Milford, CT

The time to get covered is now!

See just how easy buying life insurance can be....compare accurate life insurance rates in just seconds.

compare accurate life insurance rates