Hi, I’m Jim Tobin, the founder and lead agent of the Life Insurance Help Desk. I’d like to thank you for visiting our site to shop for life insurance. Doing so provides you with a distinct advantage over dealing with “captive” agents who have a financial incentive to get you insured with their "home" company regardless of the terms.
The advantages of shopping independently, are particularly strong in the case of a pre- existing health condition. In such cases it is worthwhile to ask questions and understand which carrier will look most favorably on your personal situation. Please use this site as a resource and don’t hesitate to call with questions or Contact Us.
Certified Financial Planner
COMPANIES YOU CAN TRUST
Jim Tobin and the Life insurance Help Desk saved me nearly $100 a month on my policy. I already had coverage in place with one of the big name mutual companies, but that policy was unfairly "rated up" for a blip on my health screen. Jim was able to get me better terms at a much better price. I highly recommend the Life insurance Help desk.